{"id":39,"date":"2026-11-02T16:00:00","date_gmt":"2026-11-02T16:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/patriciararndtrealestate-com\/2026\/11\/02\/homeownership-costs-go-beyond-closing\/"},"modified":"2026-11-02T16:00:00","modified_gmt":"2026-11-02T16:00:00","slug":"homeownership-costs-go-beyond-closing","status":"publish","type":"post","link":"https:\/\/www.patriciararndtrealestate.com\/blog\/2026\/11\/02\/homeownership-costs-go-beyond-closing\/","title":{"rendered":"Homeownership Costs Go Beyond Closing"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/patty-arndt\/beyond-closing-affordability-remotion-videos-920f\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>A 2026 survey found 63% of US respondents underestimated homeownership costs, and 73% of first-time buyers misjudged expenses beyond the mortgage payment.<br \/>\nHomeownership strain stayed widespread: 64% reported financial stress, 56% used savings or emergency funds, 55% cut everyday spending, and 41% added debt.<br \/>\nThat gap gives lenders room to add value after closing through maintenance checklists, seasonal reminders, property-value guidance, and education on equity and long-term finances.<br \/>\nBorrowers face childcare, student loans, medical bills, and job or income changes, so budgeting help, emergency planning, and homeowner assistance information can matter.<br \/>\nFor lenders, staying connected beyond the transaction can build trust, loyalty, referrals, and future business by turning a single loan into a lasting relationship.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A 2026 survey found 63% of US respondents underestimated homeownership costs, and 73% of first-time buyers misjudged expenses beyond the mortgage payment. Homeownership strain stayed widespread: 64% reported financial stress, 56% used savings or emergency funds, 55% cut everyday spending, and 41% added debt. That gap gives lenders room to add value after closing through [&hellip;]<\/p>\n","protected":false},"author":606,"featured_media":40,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-39","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.patriciararndtrealestate.com\/blog\/wp-json\/wp\/v2\/posts\/39","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.patriciararndtrealestate.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.patriciararndtrealestate.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.patriciararndtrealestate.com\/blog\/wp-json\/wp\/v2\/users\/606"}],"replies":[{"embeddable":true,"href":"https:\/\/www.patriciararndtrealestate.com\/blog\/wp-json\/wp\/v2\/comments?post=39"}],"version-history":[{"count":0,"href":"https:\/\/www.patriciararndtrealestate.com\/blog\/wp-json\/wp\/v2\/posts\/39\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.patriciararndtrealestate.com\/blog\/wp-json\/wp\/v2\/media\/40"}],"wp:attachment":[{"href":"https:\/\/www.patriciararndtrealestate.com\/blog\/wp-json\/wp\/v2\/media?parent=39"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.patriciararndtrealestate.com\/blog\/wp-json\/wp\/v2\/categories?post=39"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.patriciararndtrealestate.com\/blog\/wp-json\/wp\/v2\/tags?post=39"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}